Why We Matter

Affordable Housing For Everyone
With wages not keeping pace to steep rises in housing and rent in Waterloo Region, families are struggling more than ever with affordable homeownership. Housing is considered affordable if it costs less than 30% of your income. In Waterloo Region, 1 in 4 households lacks a decent, affordable place to live making them at risk of falling into a cycle of poverty. That is why Habitat Waterloo Region partners with low to moderate income working families who otherwise wouldn't have the opportunity to own a home of their own.
Setup For Success
By putting families into a position where they can thrive, Habitat Waterloo Region helps to combat the ongoing housing crisis, one home at a time. Through reduced reliance on social housing and food banks, better education, employment outcomes, and improved health, every Habitat home built benefits the local community.
Did you know?
Funds generated from the Habitat ReStore are used to help build more homes for families in need of an affordable place to live.
The Habitat Model
Our model of affordable homeownership bridges a gap for low to moderate income, working families by providing them with the opportunity to purchase their own Habitat home. Habitat homes help families avoid making unjust choices between rent and other basic necessities by providing them with a mortgage they can afford. Together, we are building homes, communities and hope.
Buy
Families purchase an affordable home from Habitat for Humanity Waterloo Region at fair market value, with no down payment required. Habitat homeowners pay an affordable, interest-free mortgage and make payments geared to their income.
Reinvest
Mortgage payments made by Habitat homeowners are invested into a revolving fund, which is used to build more homes for families in Waterloo Region. As homeowners pay off their mortgage we are able to increase our impact in the community.
Homeownership
Selected Habitat homeowners volunteer 500 hours towards the building of their own home, the Restore, and other Habitat programs and activities.
Stories From Our Families
With a little help, we all have the potential to stand on our own.
Your financial support, your voice and your time will help build homes, communities and hope alongside families in need of a decent place to live.
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